[rayiner]

Mandatory no-fault insurance would be better than reputation systems for medical care. I think people hand-wave around whether reputation systems work for low-probability but catastrophic avoidable error.

Also, the whole "greedy lawyer" trope is a wonderful bit of social engineering. Companies figure out how to save or make money while creating risk for consumers and bystanders, and its the lawyers that are greedy. Ford saves billions making a less safe car, and its the plaintiffs' lawyers that are greedy because they make money seeking compensation for the people that get hurt by that decision.