[gutnor]

That's what's keep people in those "boring" jobs rather than taking risk when they are around 30-ish.

That's a great misconception about the social net. It is considered a socialist idea, but really it has its place in capitalism too. Knowing that you do not risk being in the street with health cover for you, your wife, your kids and dependents is a great relief that stimulate people starting new businesses.

Obviously the downside is that other more (money-)conservative people will have to pay in taxes. However, that's a political scapegoat. The real reason why people complain they are being taxed to pay the lifestyle of others is mainly because middle class is slowly disappearing. They are getting poorer, an other people lifestyle is hastening that process, however not causing it.