[DrTarantism]

I never said that all claims were paid or that all banks were equal. I simply said that Bitcoin is not the great solution people think it is. Its much worse than what you are describing. How many people who lost bitcoin funds were able to take their issues to courts? How many were able to turn to the police? What evidence can you take to court when every transaction is anonymous? And it makes sense for the bank to ask your mum to file a claim first. How else will they know if she is lying and trying to defraud the bank? And your comment about investment fraud, mortgage frauds and ponzi schemes are beyond the scope of this debate because those types of fraud are beyond the simple matter of financial savings and payments. Investments always carry a level of risk and are never guaranteed. Stop comparing apples and oranges to make your argument seem stronger