Try talking to your university -- sometimes they have small loan options or may be able to qualify you for a grant, especially if you are very close to graduating.
well I have FASFA Loans already so I am not sure that they will go for that. I asked about payment plans and they said that I can't continue until the amount is paid in full. and full disclosure I withdrew before I had too much to owe. So I am needing to transfer which I cant do until I pay off what I owe to the university directly. And thats not including Sallie Mae (~30k). It's a long story, to be sure.