[sim0n]

I've sent many wires online before in the US. They were definitely not instant and took up to a few days to clear but could be sent online.

[ulfw]

Exactly what I meant. I have done many transfers in the US as well. I think the fastest was three days for me. The average more like 4-5 biz days (which ended up being a whole week as the weekend was in between).

[rhc2104]

ulfw,

I believe you did an ACH transfer instead of an American wire transfer. Wire transfers do not take multiple days in America, but they cost a lot of money ($10-30).

So there are ACH transfers, which are much slower, and there are wire transfers, which are somewhat slower and expensive.

[ulfw]

You are very right about that. They were ACH transfers.