[dangrossman]

This is how most businesses have been funded for the past 30+ years AFAIK. Merchant account transactions are batched and settled nightly, then ACH'd to the merchant the next day. You get the money 1-3 banking days after charging someone. Stripe was the exception to the norm, and now they're doing what everyone else does. Holding onto your money before transferring it to you is something other merchant account providers only do on a case-by-case basis for accounts they consider at high risk for fraud.