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by josephpmay 4442 days ago
Not including insurance was a mistake. The Honda Odyssey has some of the cheapest insurance of any car.
1 comments

>> The Honda Odyssey has some of the cheapest insurance of any car.

That depends on where you live. I've been told that my insurance rates (clean record) are high for my 2005 Odyssey because of the area I live in (I live just outside of Toronto, Canada).

Right, but the Odyssey would be cheaper to insure in your area than a Tesla (theoretically).

Insurance costs are very localized, but for any 2 vehicles the coverage cost spread between them is probably comparable in any given region. EG: an Odyssey will always be cheaper to insure than a Model S in any specific region, BUT insuring an Odyssey in Toronto might be more expensive than insuring a Model S in Tulsa.

I wasn't disputing the Odyssey's insurance vs. a Tesla, but the claim that "The Honda Odyssey has some of the cheapest insurance of any car."

I pay more for insurance than some people I know who drive newer, more expensive cars.

High for just the Odyssey or higher for all cars in and around Toronto? Collision insurance is usually based on the cost of parts and service. I would be surprised if the Tesla came in cheaper.
For all cars, I would imagine.

My original point wasn't so much that the Odyssey was cheaper than the Tesla for insurance, but a counterpoint to the idea that the Odyssey is one of the cheapest cars to insure around.

I pay more than most of the people I know for insurance, and I have had a clean driving record for almost two decades, with no claims for over a decade. I'm also supposed to be in a lower risk category by driving a minivan and being over 40.