[corkill]

You don't need more ideas, you've had plenty of those. You need to learn how to get a customer and solve their problems.

Money is abundant if you are solving people's problems so you need to start doing that. Read lean startup as well but most importantly start talking to potential customers every single day and STOP generating ideas, lets customers do that.

Watch this video to see why an idea is worthless http://thefoundation.com/

If you want to take your GF travelling then do it. Sounds like you need the break as well. Read http://www.fourhourworkweek.com/ and leave next month, get a job overseas, do freelancing etc. Stop worrying about money and live.

The job route is also good but only if it will be directly teaching you skills that will further your goals, if your not learning then don't waste time on it.