[pkulak]

Wow. What a great idea. Worst case is exactly the same as if you just saved up the money the old way. If there was 160 people doing this for 500 a month for a new Tesla, I would probably join.

[maxerickson]

The worst case is that the people without Teslas are taking the people with Teslas to collections.

Even if everybody plays fair, some people are likely to have bad luck and start missing payments.