[nirnira]

If people can improve their economic performance so much with just a small cash grant then, why haven't businesses jumped in on this apparently incredible opportunity? Seems like a great chance for businesses to make some money in tandem with people reaching their potential.

Naturally it would be much better for businesses to do this than the government. Businesses have much higher motivations to use their money wisely (i.e. give the right amount to the right people and create the right incentives to ensure people are motivated to use the funds wisely, go bankrupt or get sued by investors if they spend poorly) than a government (which just gets to shrug or inflate the currency or embark on a fresh round of vilifying productive citizens).

Oh wait, don't we already have that? Bank loans or something, I don't know, lol.