[pilif]

>I’m normally very cautious about ID theft, so submitting all this information made me very uncomfortable.

no. you're not. If you were, you would absolutely not have gone through this crazy procedure.

>But I couldn’t help but think that they were shifting the exchange rate to their favor (which happened to be the case for my transaction)

Of course they are - that's how they pay for actually providing you with a service. Running that ATM, filling it with actual bank notes, (sometimes manually) approving new accounts, all of this costs money which they make by "shifting the exchange rate to their favor"

[avalaunch]

He said he was normally very cautious, which is basically an admission that he wasn't being cautious this time. The fact that he chose to throw caution to the wind once doesn't mean he isn't normally cautious. Curiosity got the best of him.

[genwin]

Probably better for them if they be upfront by showing buy and sell rates like other money changers.