[falcolas]

> I rather sacrifice my 20's to live it up in my 30's.

A quick bit of unsolicited advice on this life plan: Plan for tomorrow, but live for today.

The reasoning behind the hard-earned advice: How do you know you'll make it to your 30's? I've had too many friends die unexpectedly to take it in faith that I'll hit any particular age.

Relatedly, I know far too many people in their 60's who spent their entire lives working their butts off so they could eventually retire who now find themselves unable to stop working. The cost of repairing that 35 year old home is now more than their morgage ever was, their pension fund was plundered by execs, and their nest egg didn't grow at the same rate as inflation.

They're back working now, and wondering (typically bitterly) if all that extra work was worth it, or if it would have been better spent enjoying the time they were in.