[marincounty]

I totally understand someone who can't pay back the student loans. But please--try to do it right. Right now student loans are not subject to discharge in bankruptcy court. Before you ruin your credit: obtain as many credit cards as possible. It might take a few years to obtain the amount of credit you need. Then pay off you student loans with their money. Wait awhile--then do your own bankruptcy. (I have no sympathy for credit card companies. They have a lot in common with Loan Sharks.) (One other thing--If you pull off this caper, remember just how terrible you felt when you were in trouble.)

[Pinckney]

Some googling suggests that this is fraud, and that the courts will recognize what you're doing and refuse to discharge such credit card debt.

E.g.: http://www.nolo.com/legal-encyclopedia/will-bankruptcy-rid-c...