[bradleyjg]

The student loan system in the United States has all kinds of negative effects, including being partly responsible for two decades of out of control cost growth in higher education. If a high default rates pushes the government to go back to the drawing board, that's a good thing.

[kator]

Don't vote by defaulting, vote by voting. To default on a loan after you signed it because you have some sort of agenda is not voting, it's just defaulting on a commitment.

[bradleyjg]

I'm not defaulting, nor am I even suggesting anyone else default. I'm countering your incorrect argument that undermining the US student loan programs is a negative consequenece of default.

In any event, I don't share your simplistic views about the morality of doing so. Anglo-American law actually favors breaching contracts when it is efficient to do so. Also these particular contracts are made in a predatory fashion, they are contracts of adhesion between the most powerful entity on the planet (the US government) and naive 18 year olds.

Try to worry a little less about your sacred honor and a little more about your fellow human beings. That's what's morality should be about.