[sbhere]

Yes. This. The dermatological point is very, very helpful, but the rest of it is a grand-slam home run.

The sadness of early death is something way too many people have to embrace ... but there is also an element of preparation. For all the articles about preparing for a proper launch, preparing for VC, preparing for #whatever on HN, this is an element glossed over in most every circle I have ever been in.

To everyone: Get Term Life Insurance. To everyone: Get Disability Insurance.

Do your research, and be prepared - because life is coming regardless of your level of preparation.