[dubfan]

> You know the person you are going to meet must have it together enough to have a functioning credit card, smartphone, and cell service.

That's a poor heuristic. Ted Bundy had it together enough to get into law school.

[harryh]

Heuristic refers to experience-based techniques for problem solving, learning, and discovery that give a solution which is not guaranteed to be optimal.

http://en.wikipedia.org/wiki/Heuristic