[auctiontheory]

> My girlfriend uses Obama Care and pays $21 for basic insurance.

I used Obamacare for the month of January. My plan cost $507, I received the card on the 30th of the month (so the plan was unusable before then), and they (Blue Shield) were impossible to reach. They have a very understaffed phone line for Obamacare users, separate from their "regular" service for group plans.

[wil421]

She also paid $600 for January on a nonObama plan and was just issued a refund of $500 once she switched to an Obama plan. Sounds like you choose the wrong plan and network.