[shadowfiend]

While you will have to deal with this pain with Simple, it can be significantly mitigated. You can delay ordering the new card because Simple lets you instantly block all transactions on your card—and unblock them just as instantly. Effectively, if you see a fraudulent transaction or are worried, you can pull your phone out, block the card, and only unblock it when you go to actually swipe the card. Then, when the timing is better, you can go ahead and order the new card. After also having withdrawn cash to cover the time difference, or having sent yourself a check, or whatever.

The only thing to be wary of is that you can't dispute fraudulent transactions way in the future, so your window isn't infinite.

[gboone42]

Good to know. That was definitely not an option at Ally. It was: fraud call, card blocked instantly, new card ordered later. Thanks for the tip!