[andy112]

Looking at the numbers, if you have $10,000 in your checking account, CapitalOne360 Checking pays .2% APR while Simple pays 0.01%. With $10,000 in your account, that's a difference of $19 / year. To me, that's negligible. Especially with inflation being an order of magnitude higher than both.

https://home.capitalone360.com/rates https://www.simple.com/policies/rates/

[ac29]

There is no minimum balance at Capital One 360 to get 0.2% interest.

[schneidmaster]

Neither is there a minimum balance for Simple, unless I'm missing something.