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"Rich get richer" is literally institutionalized in the United States through the SEC and tax law. Certain people are fighting to raise the limit to $2 million cash liquidity because there are too many millionaires now.

People who aren't rich partake in all kind of risky investments, from gambling to personal lines of credit. But when it comes to the ability to investment in new companies before they are sold to the public, the investment is deemed "too risky" for those with under a million dollars in cash liquidity. That is, the only investment opportunities that are deemed too risky for those who aren't rich are the investment opportunities that have a high expected value.