[stcredzero]

I think that YC embraces technical debt.

And there's nothing wrong with technical debt in and of itself. Just like financial debt it's a tool of leverage and time-shifting costs. However, just like financial debt, it can bite you, so it's generally a good policy for companies to be open about what debts they have and their plans for dealing with it.

Relevant to the discussion, a level of debt for one company may not be appropriate for another kind of company, and this is especially true of financial companies.