On a group the size of AOL statistics would clearly imply at least two expensive cases per year. To single those cases out is inexcusable.
In 2000 I worked at a relatively small company of 50 employees. One person had a baby that cost millions sic. Being a small group we all knew who it was and anticipated our insurance rates increasing.
Our rates went up some but not much, and the company president decided to cover 100% of the increase. I greatly admired the company for doing that and now 14 years later I find myself working with the same team on a new startup. The company president has been able to get back most of the top talent from a decade ago because we all respect and admire his leadership.
He didn't have to say what those events were. Now everyone in the office knows who is "responsible" for these cuts - two poor parents with sick babies. There was no reason for the CEO to create this kind of resentment for those parents.