Fair! I'm 23, no children, no wife, no particular responsibilities. I suppose that means I can "afford" to take that pay cut and throw myself into something like Apple. The only thing that gives me pause is the reports from those that I know who have worked there is that it's very very demanding, but also very very fulfilling.
Well, if you're going to do it now's the time. I'll have two kids in college next year, and a third in a few more years. That'll probably run about $300K when all is said in done.
So taking a few tens of thousands of dollars cut for ten years is that.