[ii]

Is it really hard for anyone in 2014 to get the type of a card from the first 2 digits of a card number and add a field to an INSERT query?

[ahallock]

It's not difficult, but quite a few developers I've worked with were unaware of that algorithm, which is one reason I think they pushed it into the UI.

[ii]

All developers I know of, including myself, do have this unawareness of simple things, but I prefer to call it for what it is: simple human laziness.