[belorn]

> housing, education, healthcare, legal expenses and taxes

Interesting grouping, as each is more or less fully depended on government to limit supply and create scarcity. The only really exception looks to be housing.

Education is information, and information is only held limited thanks to copyright.

Health care seem to spend most of its money to pay for patents.

Legal expenses differ strongly between countries and different legal system. Some demand the loosing party to pay for both sides, some demand that both side pay their own costs, and lastly some ask government to provide/pay for legal aid. In system where looser pay (or government), there tend to be limits on how much a lawyer can demand.