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by 6d0debc071 4523 days ago
> It hinges on whether there was harm done.

Are you a lawyer familiar with fraud related laws in New York?

IANAL. However, in the UK I suspect it would hinge on whether you gained or whether there was harm. Fraud by false representation is - IRC - defined in those sorts of terms in the Fraud Act 2006.

Point being this stuff varies and doesn't necessarily align with what we might intuit it does.