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by mjn 4526 days ago
The average property tax rate is 4x California's, though. On the other hand, the average property value is lower. How all those factors combine depends on your income/location/etc. The group that comes out worst is the middle class in cheaper areas, around 40th-70th percentile incomes. If you make mid 5 figures, and live in a $150k house, your tax situation would be better Bakersfield than in Houston.
3 comments

For single-income household of two making $55k, the annual difference shakes out to about $500. Not an insignificant sum but also not a huge difference.

But your comparison is between Bakersfield, a medium-sized city whose largest employer is Kern County, and Houston, the world capital of energy and a major player in shipping, healthcare and aerospace.

Which city is more likely to actually pan out a $55k job for our hypothetical middle-class family? Houston (median income, $58k) or Bakersfield ($38k)? Where is that barely higher tax burden buying better schools? (I'll take any of Houston's suburbs on that count)

I grew up all over California but I've lived in Texas for the last nine years, I've seen the difference. Texas certainly isn't perfect but our cities are actually affordable.

The price of a house usually translates into how much the monthly/annual payments are for the house since it directly effects the demand curve. Up property tax prices and house values go correspondingly down. Up average incomes, house prices go up, etc. Decrease interest rates enough and housing prices can go up significantly.
and if you make 6 figures your income tax alone would make for a mortgage payment in Texas. Property Tax in Cali is also pretty messed up with people paying almost nothing because they inherited their home from their parents along with their tax rate from the 60s.