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by GFischer 4535 days ago
If he hadn't particularly registered his bike, I think he's out of luck, but he can try.

I work for an insurance company (not in the UK) and we specifically ask for such easily movable objects to be explicitely registered in the home insurance policy (make, model and in some cases identification numbers), they're otherwise excluded. People must remember to register new purchases (they usually don't), and it's up to the insurance company whether to cover them or not. As part of a bigger (proven/proveable) theft, they might, but usually not as a singular event (too easy to abuse).

Apparently in the UK it's an optional:

http://www.which.co.uk/money/insurance/guides/contents-insur...

1 comments

Yeah, that was the issue. I didn't register the bike with insurance, so it wasn't covered.