[pliny]

A large company can absorb a lot more risk than an individual, or really any entity smaller than itself.

In fact, that attribute - the ability to absorb risk (and failure) is the reason why a corporation is a useful structure in the first place - nobody wants to take on a billion dollars in credit personally.

[faizanaziz]

True, however large corporations take large risks also. When you invest in services like this its around 1000 USD. Imagine when companies are willing to take upward of 2 billion USD risk they won't do that unless they are sure.