[chadcf]

In that sense, yes, YNAB can be used for future planning of expenses. But I think the thing they were referring to is that YNAB is not really meant for 'forecasting' your money. Though you could do it, they discourage it and it's meant to be about allocating only the money you have now. In other words, you don't budget something until you actually have the money for it.

So the difference is with YNAB you would indeed budget $1667 when you get your paycheck, but you wouldn't carry that out 12 months in the future and plan your income/expenses to determine how much money you'll have at that point.