[kaib]

Having been raised in a cold and isolated country (Finland) I think you incorrectly assume that means a lot of time spent indoors. This can be true, but does not have to.

I do think you are on to something with the idea of pods, most farmhouses where I come from are arranged in a number of small separate buildings.

[sliverstorm]

Sure you went outside plenty, but did you go outside at night? Personally, where I live, when the temperature drops below freezing at night, I stop going outside when it is dark, and as the nights get longer that means at least 14 hours a day indoors.

[SG-]

I go out every night and mostly only at night when it's -20C. I do stay in when it goes below that usually, you just need to get used to it and dress properly.

This is just something you need to change yourself and get used to, it won't get any easier if you just ignore the cold.

[sliverstorm]

The problem isn't being cold; I have good clothing and don't mind 40F in the slightest. The issue is I haven't really discovered reasons to even be outside- good activities I can safely enjoy among the ice & snow and in the extra-dark of winter

[orasis]

Buy a pair of Icebreaker merino wool leggings, some smart wool socks, and a good fleece layer. If you're cold at 32 degrees F, then you are having a clothing fail.