[deadslow]

You either have an account, or don't. First one says you have, second one you don't.

[DanBC]

Bob is founder of a business. Bob's business has an account. Has Bob got an account?

Bob is an employee of a business. That business has an account. Bob's job is to run the account. Does Bob have an account?

It's a little bit (but not much) hazier than a simple yes no.

[bliss]

Or, 50 shades of yes, otherwise no which is plain