[anamax]

The problem at this point is not responsibility but liability.

Lenders and folks who bought securitized loans have taken a huge hit. (I'd agree that they haven't taken enough of a hit, they were going to keep the profits so they should take the losses, and if they didn't know what they were doing....)

Meanwhile, we're spending money to keep folks in houses that they never could afford instead of letting those houses go to folks who stayed within their means. And, by "we", I mean said "stay within their means" folks.

[jhancock]

I agree with you. but...a home is not a share of stock. Everyone needs a roof over their head. Giving the houses to people that stayed within their means doesn't solve the problem of keeping everyone in a home. In short, you shouldn't treat houses the same as we treat stocks.

[anamax]

> Everyone needs a roof over their head.

They can go back to where they were before. They can live where the folks who will buy those houses are living now.

There's no shortage of housing and if we're going to subsidize these folks, these houses are the wrong place to do it.