[andyjdavis]

>I have some pretty significant overheads to meet each month.

Do whatever you can to reduce your overheads. A few years of sacrificing to cut your overheads can be hugely beneficial to your overall happiness. I know this is easier said than done but, if you have any debts, get rid of them as soon as you are able to.

>I dream one day of running my own successful tech business.

Have you considered starting something in your spare time? Do some freelancing, build some gizmo and release it online or whatever takes your fancy. You don't need to spend any money to step out of the employee box and to start developing a side income or outside projects. If anything it helps with saving money as you find yourself spending more time tinkering instead of being out spending money.

I don't know what you do exactly but I had great fun doing onegameamonth.com I did this free course https://www.coursera.org/course/interactivepython then started making crappy little games and had great fun doing it.

Go check out coursera.org, edx.org and udacity.com. Take some free courses in whatever amuses you. Either something technical to broaden your skills or something totally unrelated just because you want to.

[lsc]

>Do whatever you can to reduce your overheads. A few years of sacrificing to cut your overheads can be hugely beneficial to your overall happiness. I know this is easier said than done but, if you have any debts, get rid of them as soon as you are able to.

I read this in the context of his children being his overheads, and I chuckled.