[dragontamer]

The question however, is what if they are inconsistent in their approach?

If Coinbase refunds in terms of USD whenever the market falls, and buys BTC whenever the market rises, then Coinbase is going to make a ton of money in any form of market volatility... and the customer is the one screwed in both cases.

The question we have for Coinbase is: can we trust their policies to be consistent?