[kolev]

They on purpose don't allow balances in USD as maybe then they will be considered a bank. Once you go thru their verification process, you get buy instantly up to 10 BTC/week without waiting (although sometimes they turn this feature off for whatever reason). Also, you don't need to wait a whole week - you get hourly increases of the 10 BTC quota, which is nice... when it works.

[jessaustin]

They on purpose don't allow balances in USD as maybe then they will be considered a bank.

It seems e.g. PayPal, Amazon, Coinstar, and Bitstamp have negotiated this particular obstacle somehow.

[kolev]

Yeah, I found several arguments against my own statement - even in the Bitcoin context such as CampBX.