[mason55]

Yeah Mint has so many flaws and warts but without the backend integrations it would be very tough to create a competitor.

There was a good article a couple of years back about why Wesabe lost to Mint[1], written by one of the Wesabe co-founders. The biggest issue according to him was that they chose to write their own integrations instead of partnering with Yodlee.

Since that time, Mint has left the Yodlee platform, but it gave them a first-mover advantage that no one has been able to overcome.

[1] http://blog.precipice.org/why-wesabe-lost-to-mint/

[Procrastes]

I've checked back with Mint many times over the years, but they have never added support for any of my banks and never responded with more than a form email to requests. After quite a bit of back and forth with Wave and their backend provider (yodlee?), I was able to get connected.

It does squick me out to share my credentials and grant full access to my bank account, but I was hoping for some smart transaction categorization. Wave does a pretty good job there.

I'm still likely to just disconnect and reset all of my passwords though. It's just too worrisome leaving that out there.

[smackfu]

And Mint was purchased by Intuit, which already had the backend integrations for years due to Quicken.

[iaskwhy]

Keep in mind Mint is somewhat restricted to US. There might be a market for similar apps for other regions.