[bint]

Buy 50k worth of gold & silver bullion as a future proof investment.

Give 10k as a gift to your parents and close family.

40k left. From that, mark 20k for one year living expenses. The remaining 20k, use to launch a business. So you have 1 year where you can work on building your own business without any other worries or stress.

If at the end of that one year, you have failed, get a normal job. If you succeed though, you will turn that 20k in 200k soon enough, God willing.

Make it a goal to be able to retire by the age of 40. Ponder life and the purpose of life and the reason for existence.