[SHOwnsYou]

Fellow California freelancer. I'm also get raked over the coals on insurance cost. Previously, my wife and I had great coverage (for us) for ~$220/month. After looking at our options on the California exchange, our costs are going to jump to $4-650/month, depending on the plan.

I haven't found any work arounds yet. But being a freelancer in California, you already know we are hit pretty hard by the tax man. This is unfortunately not unexpected.

The good news is that while costs have jumped, it only takes 3-5 hours per month to cover insurance costs rather than 1-2.

However, if you're not happy with the extra costs, you could try getting a hassle free job as a remote employee and use their insurance policy to come out ahead.