[extempo]

For me it's out of necessity.

This is the third thing I tried to buy in the last few weeks, where my card was declined. All three were using Stripe to process payments.

The sellers all tell me they can't get any detailed errors from Stripe, and I should just check with my bank or try another card.

This is why I often choose Paypal when offered the choice. No bullshit errors about my card being declined or my address not being just right.

Why can't I make a buyer account at Stripe already?

I'll give you my credit card and address info once, I don't have to type all that again, you can verify me once and be done with it. You don't have to provide any wallet services, just let me give me damn money to all these businesses relying on you.

[kudu]

I hate the fact that Stripe doesn't offer a gateway mode, with buyer accounts, etc. I'd feel a lot safer entering my financial info on Stripe.com than on a random site that happens to say it's powered by Stripe.