[aryanet]

OK. Then with the current bitcoin price, their risk level goes significantly higher. They should really open the option to people walking into their office and drop off physical checks. I am willing to do that and that does not have the problem is ACH because it is in physical form and has your signature on it.

[dangrossman]

Sure it does, especially since many times checks aren't actually sent to a clearinghouse, but scanned and turned into ACH transactions. They're just as easy to counterfeit (you can order checks with any account and routing number you want from Vistaprint online, or print your own at home) and sometimes just as easy to reverse. A cleared paper check that was never converted requires a bank's intervention to reverse, but it's still possible.

You want to show up with cash, not a check.

[aryanet]

OK. Cash in the suitcase. ;) I feel like a gangster.