[alexwright]

So I'm guessing the application logs into a user's online banking interface? Or is there some WS API the banks are making available?

[tomasien]

Kind of, there's absolutely no standard way of doing it, you have to do it bank by bank, that's been our challenge but we're up to 70% inclusion! It's the same way Mint works, except we have to do a ton of other stuff to be compliant and to get the information we need.