[lingben]

this is not some tin-hat conspiracy, banks, unlike the bitcoin bucket shops have to abide by a metric tonne of regulations, rules and laws (which are constantly changing)

this is why 3 banks do not go under every week, unlike bitcoin shops

[oleganza]

Banks would go under en masse if they were not bailed out with printed money or bailed in with depositors' money. Regulations heavily protect banks against competition: safer, nicer banks and new disruptive tech like Bitcoin.