[DerekH]

Personally, I invest in individual stocks like Starbucks (companies you think won't be going away anytime soon). I've tried to think like Warren Buffet. If you're investing in a company like Gillette, you're asking yourself, "Are men going to stop shaving?"

That being said, I also put money in more conservative investments like mutual funds. You can usually set it and forget it. With the markets doing pretty good the last two years, I think I was able to grow at 10-15%.

I also try not to spend too much of my time reading up on this myself. I pay Motley Fool for investment advice and follow their thesis. They have a pretty good track record and they've gained my trust.

It's also important to have no fear. I've known people who lost out on the recent market gains because they were too scared to buy in at the low point. Now, they put themselves in the market when it's booming.

I've also played around with Bitcoin, but that was more for fun and I definitely wasn't planning for the long-term there.

[dsutoyo]

Thank you for your insights. I also subscribe to Motley Fool as well and benefited from it. I tried reading in the past, and you are absolutely correct, it just either became too consuming and the financial jargons just became less interesting.

[DerekH]

No problem. It's important to take your time and build it up slowly. After awhile, you'll realize you've put away good money and have made some substantial gains. If you're lucky, you'll collect a few 10 baggers and maybe even a 100 bagger in your lifetime. Couple that with a good product and/or a good job and you'll be pretty secure.