[toomuchtodo]

Maybe in the EU. The US is dragging its feet on the whole PIN/CHIP migration. I had to specifically request my Platinum Amex have a chip on it, and Amex still doesn't support pin and chip with it, only chip and signature (which means it still fails often enough for me in the EU to be a pain).

[sjtgraham]

> Maybe in the EU.

*the remainder of the world.

> The US is dragging its feet on the whole PIN/CHIP migration.

Merchants are dragging their feet. The liability shift deadline is instituted by the card schemes themselves.

[toomuchtodo]

Okay, but I'm in the US and the US has ~300 million people (vs 500 million spread throughout the EU).

What happens in the EU doesn't always effect the US, and vice versa.

[walshemj]

You mean the USA has non standard tech/standards and companies have to produce two SKU's one for export one for home - you fail production engineering 101.

The fiasco over not implementing GSM like the rest of the developed world did is a good example - less NIH might help.

[jes5199]

It's not the entire world - for example, Square was able to bring their magstripe-only technology to Japan without much interference.