[vermillion]

> money is often valued more than time

I argue that time is always worth more than money. You can transform time into money, but not the other way around.

> which is why the majority of us spend most of our days working for someone else

You can use time, money or both at the same time. In your example, you have both every day: first money, then time.

[phaus]

Are you self-employed, or do you work for someone else?

If you work for someone else, as almost all people do, you have made the decision that the time you spend at work is less valuable than your paycheck.