Anyone know if NFC emulation will let me create an app to replace my Clipper card and work key fob? I would have guessed that NFC chips would have an embedded secret that you can't get directly.
"Support for HCE is already widely available on most NFC controllers, which offer dynamic support for both HCE and SE transactions. Android 4.4 devices that support NFC will include Tap & Pay for easy payments using HCE."
I doubt it. You'd have to know the update strategy, as well as the key. Theoretically it's impossible to get the secret out of the device(though in actuality, I doubt that is true).