[ScottWhigham]

Chargebacks through PayPal are almost non-existent. I think that in four years we've probably had a handful literally. Chargebacks through Google Checkout were so bad that we dropped them.

We went with Authorize.net as the gateway and another company for our merchant account. A lot of chargebacks can be handled by setting up your risk controls up-front correctly. Should the postal code be required to match? Should the card verification code be required? Those types of things have more to do with it than anything IMO.