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by kintamanimatt 4625 days ago
I'm not sure your concern is warranted. Your bank provides a lot of protection against such fraudulent transactions, both at the time of authorization and after the fact if one does slip through. In any case, if you're really worried about your card number being stolen use a secondary card that you use for internet use only that just lives in your "backup wallet".

You're spending more of your life entering your credit card number every month than is likely to be spent dealing with fraud.
1 comments
GrinningFool 4624 days ago
That seems far more of a series of workarounds than a solution in order to save myself a few minutes (collectively) a month.
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kintamanimatt 4624 days ago
I do it myself and I'd struggle to call it a workaround. Your solution is certainly a workaround though.

The time to pull a different card out of a different wallet is seconds. The time and tedium to re-enter your credit card every place you want to make a payment is greater. You should have backup bank accounts and credit cards anyway. What if you lose your wallet? If I do, I have my backup one ready to go.

You're worrying over nothing. You're so heavily protected by the bank that you're just making work for yourself for no benefit. If your card details get nabbed, you're not going to lose anything anyway. And hey, who knows, they might be storing your card numbers behind the scenes anyway with your order, and therefore you're not at any advantage! Or they might have been compromised and your card details are floating off every time you enter them. Who knows? In any event, I'd be more worried about my card being skimmed at an ATM. That's definitely more likely than having it compromised online.

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GrinningFool 4624 days ago
As someone who used to work in the credit card industry, perhaps I'm more sensitive to the costs that my bank's protection of me incurs. Because you're right - I am covered. But someone is still paying.

And hey, who knows, they might be storing your card numbers behind the scenes anyway with your order, and therefore you're not at any advantage

Indeed. Frustrating as hell.

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