[wuschel]

> .. patient is NOT the one who pays directly for the drug ..

Ok, I can accept this argument. Basically, there is an incentive to trick the system. Unfortunatly, I am not a doctor, and as such I do not have the experience to judge the effectiveness of various medical treatments and give an example how well or bad the pharmaceutical industry is really treating us.

What is the the real gain of our health risk insurance systems? I know enough people who are dependent on daily medication of strong systemic substances, and they can live a life without too much suffering while not worrying that this flow of medicine might stop because their bank account is empty. In some way, society has to step in when individuals - even in large amount - fail to live within the system.

Having said that, how would it be possible to improve this status quo?